ASKING QUESTIONS ON MONEY, ENTREPRENEURSHIP & CAREER, BUSINESS & CAREER IN AFRICA, INTERVIEWS, PERSONAL DEVELOPMENT, success

Dr. Wilbert R. Mutoko Interviews Mr. Israel Tumelo Sealetsa

19th April 2017

Do you wish to know how you can start and run a successful business? Are you running your business and you wish to expand? Do you wish to earn extra cash?

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Developing the entrepreneurial spirit

 

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ASKING QUESTIONS ON MONEY, ENTREPRENEURSHIP & CAREER, BUSINESS & CAREER IN AFRICA, PERSONAL DEVELOPMENT, success

Retiring with dignity

15 April 2017

 

Reflections with Dr Wilbert R. Mutoko
RETIREMENT WITH DIGNITY

I get hurt when I see retired people receiving wrong financial planning advice. This leads these senior citizens to be heart broken and die miserable lives. Some of them end up having to beg for any kind of job just to get by.

It is unprofessional for a financial adviser to give advice to a client which only results in benefit to the adviser. However, I believe it is wickedness for a financial adviser to misguide or cheat a senior citizen. Imagine! A young person can make financial mistakes and still have time to recover. But what about a retired senior citizen?

My message to financial advisers – Please I beg you to be professional and stop fleecing people old enough to be your parents or grandparents. Cheating people that have no other option to earn money. These are people that need to relax and enjoy the fruits of their labor, rather than to die in financial misery.

My message to retired/retiring senior citizens – please, you no longer have the time, energy and opportunities that you had in the past. Therefore, avoid seeking advice from unaccredited financial advisers or from friends that know nothing about financial planning. Be knowledgeable. Only get advice from professional people.

Why seek help from professionals? The reason is simple. Same applies to choosing a construction company. While it seems cheap to deal with an unregistered construction company, in the long-run you pay more to bogus construction firms. Never the less, if at all a so-called professional cheat you or misrepresent facts, you can report them to the association and steps can be taken against them.

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ASKING QUESTIONS ON MONEY, ENTREPRENEURSHIP & CAREER, BUSINESS & CAREER IN AFRICA, INTERVIEWS, PERSONAL DEVELOPMENT, success

Your Future

7th April 2017

With Dr. Wilbert R. Mutoko

Your future depends squarely on you.

Your future depends on how much you are willing to pay the price for perpetual success.

Farmers never wish they would have an abundant harvest. They do not just pray for it. They do not just talk about it.

Rather, farmers plan and work at their trade. Thus, a farmer’s harvest is not accidental.

The farmer reaps what s/he plants, weeds, tills, water etc.

You should do to your projects as farmers do.

Let’s get to work and make a difference to our families, community, country, continent and world at large.

Yes, let us do this!

See you at the top!!!

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ASKING QUESTIONS ON MONEY, ENTREPRENEURSHIP & CAREER, BUSINESS & CAREER IN AFRICA, PERSONAL DEVELOPMENT, success

as a business leader who is your first customer?

29th March 2017

With Wilbert R. Mutoko

 

“If you look after your staff, they will look after your customers. It’s that simple.” – Richard Branson

You need to start treating your staff as customers. Listen to their grievances and suggestions where possible. Know their pains and understand their fears. These are people that spend 8 hours or more away from home to make things happen in your establishment. They sure should matter to you, unless you do not care about the future of your organization.

Therefore, if you ill treat your staff (including your maid, garden boy, cleaner) don’t be surprised when they care less about your affairs/business. Before you know it, you see productivity going down.

It is not smart to be surrounded by a bunch of complaining and grumbling staff. You need to satisfy most if not all of their desires. Ask King Solomon in the bible how he did that. His staff were happy always and they lacked nothing (2 Chronicles 9: 1-8).

As you grow your firm, remember to benefit your staff that toil day and night for your success.

I know you are smart enough to know that oppressed staff have no loyalty, they are always applying for jobs elsewhere.

Do you want to prosper? Then build a team of highly motivated, excited staff that have a sense of belonging.

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ASKING QUESTIONS ON MONEY, ENTREPRENEURSHIP & CAREER, BUSINESS & CAREER IN AFRICA, PERSONAL DEVELOPMENT, success

become the best version of you

24th March 2017

With Wilbert R. Mutoko

Customers will pay you for the difference you present – difference in personality, difference in brand, difference in delivery, difference …

People will respect you for your difference – for who you are and who you become over time.

Therefore, I urge you to become the best version of you.

Learn from others. Read books and magazines, follow mentors, and go to school. But in the end, remember to be you and show your difference.

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ASKING QUESTIONS ON MONEY, ENTREPRENEURSHIP & CAREER, BUSINESS & CAREER IN AFRICA, INTERVIEWS, PERSONAL DEVELOPMENT

ASSUMPTIONS!

By Wilbert R. Mutoko
15 February 2017
They say assumption is the mother of frustration.
Have you ever observed that some people are frustrated and sad because they assume that so and so hates them and is the cause of their calamities. But have they verified? Are they sure that indeed so and so is causing the said problems?
On the other hand, some people are relaxed in life because they assume that things are just fine. For instance, a parent assumes that their teen is well behaved and so may not be involved in some bad things. Without cross-checking, such a parent could be relaxed today, but will panic tomorrow if things go wrong with the teen.
Some people are doing nothing about their current small problems because they assume that things will sort themselves.
Others are not taking steps for success in their school, work, business, marriage, finances, health etc. because they assume that the future will take care of itself.
Have you ever assumed things are bad because of abc without verifying? Or, have you ever assumed that things are okay, without verifying? Have you ever assumed that the future will sort itself?
I like Abraham Lincoln who said:
“Trust, but verify”
Stop leaving your life to chance. Stop assuming things. Take necessary steps to solve problems before they get out of hand. Also work on building your future and avoid assumptions.
Be blessed my friend
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ASKING QUESTIONS ON MONEY, ENTREPRENEURSHIP & CAREER, BUSINESS & CAREER IN AFRICA, INTERVIEWS, PERSONAL DEVELOPMENT, success

EXECUTIVES THAT CARE

With Wilbert R. Mutoko

19 January 2017

Executives who care train and empower their staff.
Are you a caring executive?
Are you a caring manager?
Do you want your company to grow in productivity, revenues and morale?
We are passionate about human development.
We believe that organizations succeed through People, Processes and Products.
Thus, people come first.
If people come first, that means, people development must come first in your organization before you think of profits.

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